Pension Death Benefits
Why You Should Check Your Pension Death Benefit Nomination Before April 2027 When was the last time you checked who would receive your pension if you died? For many people, the answer is: “when I first joined the scheme”, which might have been decades ago. Yet your pension death benefit nomination (sometimes called an Expression […]
Summer Financial Checklist
Seven jobs to tick off before summer ends Nothing urgent, just some admin that’s typically easy to let slide. With the checklist below, and ~25 minutes of your time, you should be all set. 01. Review your Will Things change all the time, and it’s important to ensure your Will stays up to date. If yours […]
The £92 form that can change your life.
Whatever your circumstances, this is one of the most important legal documents you may ever put in place. A Lasting Power of Attorney (LPA) grants authority to somebody you trust to make decisions on your behalf if you lose mental capacity in the future. These decisions can relate to your finances, property, health, and welfare. The Two Types […]
What I Wish Someone Had Told Me Before Buying My First Home
The stuff the glossy guides leave out, from solicitors to toilet brushes! Buying your first home is brilliant. It’s also, frankly, a bit of a nightmare. The process is opaque, the jargon is relentless, and everyone seems to assume you already know what an “exchange” is. You don’t. That’s fine. Here are the things that […]
Digital Vulnerability Check
Check Your Digital Vulnerability Our Commitment As part of our ongoing commitment to protecting you from foreseeable financial risks, we’re sharing a short resource that many clients find helpful. While we regularly review your financial plans and investments, there’s another area that increasingly impacts personal wealth: digital security. Email scams, impersonation attempts, and online […]
How to Budget
January: January always hits differently. The decorations are down, the credit card statement is up, and after the long, wallet-stretching wait for payday post-Christmas, many of us are asking the same question: where did December’s money actually go? January is an opportune moment to reset. Not in a joy-killing, spreadsheet-obsessed way (well, maybe kind-of) but […]
The Art of the Pause
The Art of the Pause A Quiet Reset for Life and Money There’s a moment every year, often somewhere between the slowing of December and the soft reset of January, where life naturally invites us to pause. Not the dramatic kind of pause that comes with big change or crisis, but the quieter one we […]
What You Need to Know About Critical Illness Cover
Q&A: What You Need to Know About Critical Illness Cover Q: What is critical illness cover, and why does it matter?A: Critical illness cover is a type of insurance. It gives you a one-off, tax-free payment if you’re diagnosed with a serious illness like cancer, a stroke, or a heart attack. It helps cover major […]
Referrals
Referral FAQs: How to Introduce Someone to Citygate Q: Who can I refer to Citygate? A: We specialise in working with City professionals, business owners, and high earners seeking clarity and structure in their financial lives. Whether it’s retirement planning, investment strategy, or comprehensive wealth management, we provide tailored advice to help our clients achieve […]
In Shaky Times, Investors Should Hold Their Nerve
In Shaky Times, Investors Should Hold Their Nerve By David Booth, Dimensional’s Founder and Chairman Volatile Markets When markets feel as shaky as they do now in the US, it is normal to ask: Is this time different? After all, the S&P 500 Index is down some 4% already this year and there is considerable economic […]
Trump, Musk, and the Markets: A Spectacle You Should Ignore
Trump, Musk, and the Markets: A Spectacle You Should Ignore On 20 January 2025, the United States welcomed back a very familiar face to the Oval Office, Donald Trump. And with him came Elon Musk, making his political debut in a way only he could. Love it or loathe it, the spectacle has been impossible […]
Citygate Announces Partnership with Lifetime Alliance
Announcement To celebrate our 10th anniversary this year, Citygate is expanding our services to deliver a holistic financial education and wellbeing service to businesses that we work with, via an app! Powered by Lifetime Financial Wellbeing, Citygate Financial Planning will be providing a host of financial videos, articles, calculators and other resources, all from the […]