Digital Vulnerability Check
Check Your Digital Vulnerability Our Commitment As part of our ongoing commitment to protecting you from foreseeable financial risks, we’re sharing a short resource that many clients find helpful. While we regularly review your financial plans and investments, there’s another area that increasingly impacts personal wealth: digital security. Email scams, impersonation attempts, and online […]
How to Budget
January: January always hits differently. The decorations are down, the credit card statement is up, and after the long, wallet-stretching wait for payday post-Christmas, many of us are asking the same question: where did December’s money actually go? January is an opportune moment to reset. Not in a joy-killing, spreadsheet-obsessed way (well, maybe kind-of) but […]
The Art of the Pause
The Art of the Pause A Quiet Reset for Life and Money There’s a moment every year, often somewhere between the slowing of December and the soft reset of January, where life naturally invites us to pause. Not the dramatic kind of pause that comes with big change or crisis, but the quieter one we […]
Don’t leave it too late
This isn’t easy to read – But it could save your family heartbreak I’ve always known why I do what I do. Financial planning isn’t just my profession it’s a calling born out of painful, life-changing experiences. It has probably been what has got me through tough times, to know I can use what was […]
Par for the course: Why Market Volatility is Nothing New
Lately, we’ve had some questions from clients wondering, is now the time to reduce risk? Should I sell some shares to sell off equities or sit tight and wait for a correction? It’s a reasonable concern. The headlines are full of it – talk of tech bubbles, stretched valuations, and predictions that the rally can’t […]
Golf, Goals, and Financial Planning
Listening to clients and weekend chats One of the best parts of my job is getting to sit down with clients and hear their stories – where they’ve been, what they’ve been up to and most importantly what their ambitions and goals are in life. Like most people, there’s usually a standard question that gets […]
What You Need to Know About Critical Illness Cover
Q&A: What You Need to Know About Critical Illness Cover Q: What is critical illness cover, and why does it matter?A: Critical illness cover is a type of insurance. It gives you a one-off, tax-free payment if you’re diagnosed with a serious illness like cancer, a stroke, or a heart attack. It helps cover major […]
Referrals
Referral FAQs: How to Introduce Someone to Citygate Q: Who can I refer to Citygate? A: We specialise in working with City professionals, business owners, and high earners seeking clarity and structure in their financial lives. Whether it’s retirement planning, investment strategy, or comprehensive wealth management, we provide tailored advice to help our clients achieve […]
In Shaky Times, Investors Should Hold Their Nerve
In Shaky Times, Investors Should Hold Their Nerve By David Booth, Dimensional’s Founder and Chairman Volatile Markets When markets feel as shaky as they do now in the US, it is normal to ask: Is this time different? After all, the S&P 500 Index is down some 4% already this year and there is considerable economic […]
Trump, Musk, and the Markets: A Spectacle You Should Ignore
Trump, Musk, and the Markets: A Spectacle You Should Ignore On 20 January 2025, the United States welcomed back a very familiar face to the Oval Office, Donald Trump. And with him came Elon Musk, making his political debut in a way only he could. Love it or loathe it, the spectacle has been impossible […]
Citygate Announces Partnership with Lifetime Alliance
Announcement To celebrate our 10th anniversary this year, Citygate is expanding our services to deliver a holistic financial education and wellbeing service to businesses that we work with, via an app! Powered by Lifetime Financial Wellbeing, Citygate Financial Planning will be providing a host of financial videos, articles, calculators and other resources, all from the […]
Why a change of location could help you get out of a “creative rut”
If you’ve ever struggled to find motivation, you’ll know how draining it can feel to push through and finish your work. But new research might hold the answer – a change of location. Getting out of a rut can be difficult, but is far from impossible. Finding a way to boost your creativity and approach […]